Private sector lender ICICI Bank reported an 8.49% year-on-year rise in net profit to ₹13,701.68 crore for the January–March quarter (Q4 FY26), driven by steady income growth and a sharp decline in provisions.
The bank had posted a net profit of ₹12,629.58 crore in the corresponding quarter last year.
Net Interest Income (NII) grew 8.4% YoY to ₹22,979 crore, compared to ₹21,193 crore in Q4 FY25, supported by strong loan growth and stable margins.
The bank’s Net Interest Margin (NIM) stood at 4.32%, marginally higher than 4.30% in Q3 FY26, indicating continued efficiency in core lending operations.
On the fee and other income front, non-interest income (excluding treasury) increased 5.6% YoY to ₹7,415 crore, up from ₹7,021 crore a year ago.
However, the bank reported a treasury loss of ₹106 crore during the quarter. This compares with a loss of ₹157 crore in Q3 FY26 and a gain of ₹239 crore in Q4 FY25, reflecting volatility in treasury performance.
Overall, ICICI Bank’s performance highlights stable core income growth, improving margins, and better asset quality, aided by lower provisioning requirements during the quarter.
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