Debt collections infrastructure company CredResolve has raised an undisclosed amount in a pre-Series A round led by Merak Ventures, with participation from Unleash Capital Partners and CDM Capital. The Gurugram-based startup had earlier raised $1.1 million seed funding and $100K in an angel round, indicating continued investor confidence in its model.
Building full-stack AI-driven collections infrastructure
Founded in 2023 by Balaji Koustubha and Vijay Kumar, CredResolve operates an AI-powered, full-stack debt collections platform serving banks, NBFCs, fintechs, and microfinance institutions. Its system integrates AI voice bots, digital channels, field agent networks, and legal automation to deliver outcome-based collections.
Expanding AI capabilities and geographic reach
The fresh capital will be used to expand operations to 15 states, scale its multilingual AI and voice capabilities, and build a self-serve platform for lenders. The company is focusing on improving efficiency and accessibility across diverse borrower segments.
Managing large-scale assets with real-time visibility
CredResolve currently manages over $6 billion in assets across 12 states, providing lenders with real-time visibility into recovery performance. Unlike traditional outsourcing or software-only solutions, the startup operates its own infrastructure, enabling deeper control and better outcomes.
Positioned in growing digital collections ecosystem
As digital lending expands, demand for AI-driven collections and recovery solutions is increasing. CredResolve, backed by its inclusion in the NVIDIA Inception Program, is positioning itself as a key infrastructure layer in India’s evolving credit ecosystem.
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