Moneyboxx Finance, a BSE-listed NBFC focused on financing underserved micro and small entrepreneurs in rural and semi-urban India, has raised ₹33.4 crore through a preferential equity allotment to strengthen its capital base and accelerate growth.
The company allotted 44 lakh equity shares with a face value of ₹10 each at an issue price of ₹76 per share, including a premium of ₹66 per share. With this round, Moneyboxx Finance has raised a total of ₹303.9 crore in equity capital since its inception.
Promoters and Existing Investors Back the Round
According to the company, the entire equity raised in FY26 has come from promoters and existing shareholders, indicating continued confidence in its business model and expansion strategy.
The fresh capital will be used to expand the company’s branch network across high potential markets, support growth in assets under management (AUM), and strengthen technology-led underwriting and risk management capabilities.
Focus on Rural Financial Inclusion
Moneyboxx Finance operates with a “phygital” lending model that combines on ground branch presence with data driven credit assessment. This approach allows the company to serve micro and small entrepreneurs who often lack access to formal credit channels.
The NBFC provides small-ticket business loans ranging from ₹50,000 to ₹3,00,000, primarily targeting micro and small enterprises located in Tier-III towns and rural markets.
Registered with the Reserve Bank of India as a Non-Systemically Important Non-Banking Financial Company (NBFC-ND-NSI), the company focuses on bridging the financing gap for what it calls the “missing middle” in India’s credit ecosystem.
Expansion Strategy
Launched in 2019 after acquiring Dhanuka Commercial, Moneyboxx Finance has gradually expanded its footprint across the country. The company currently operates around 160 branches across 12 states and focuses on essential sectors including retail trade, agriculture, and services.
With fresh capital in place, Moneyboxx Finance plans to deepen its rural reach while leveraging technology to improve credit underwriting and operational efficiency.
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