Inflection Point Ventures Backs SaaS Platform Powering Rapid Loan Launches
SaaS-based lending infrastructure startup Roopya has raised ₹4 crore in a seed funding round led by Inflection Point Ventures. The company plans to use the capital to strengthen its Lending-as-a-Service platform and expand embedded finance capabilities for NBFCs and fintech lenders. The funding comes at a time when financial institutions are increasingly adopting infrastructure-led platforms to accelerate loan deployment and improve operational efficiency.
No-Code Lending Stack Enables Rapid Loan Deployment
Founded by Sudipta Kumar Ghosh and Raman Vig, Roopya offers a no-code, AI-powered Lending-as-a-Service stack that enables lenders to launch loan products within 4–6 days. The platform includes a fully automated Loan Origination System covering e-KYC, underwriting, disbursement, and collections, while ensuring compliance with regulatory requirements. This reduces manual intervention and improves the speed and accuracy of loan processing.
Growing Adoption Across Lenders and Markets
Roopya currently works with over 20 lenders that collectively process more than 30,000 loans per month. In the current fiscal year, the company claims to have processed loans worth over ₹100 crore and operates across 10 states, supporting more than 1,100 point-of-sale terminals. The platform helps lenders reduce operational costs by up to 30% and cut loan processing time by more than 50%.
Infrastructure-Led Lending Platforms Gain Momentum
Roopya facilitates approximately ₹200 crore in annual loan processing and reports 12% year-on-year growth. The funding highlights growing demand for digital lending infrastructure as fintech companies and NBFCs seek scalable, compliant, and technology-driven credit delivery systems across India.
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