Gurugram, August 2, 2025 — PB Fintech, the parent company of insurance aggregator PolicyBazaar and credit platform PaisaBazaar, reported a 33% year-on-year jump in consolidated revenue to ₹1,348 crore in Q1 FY26. However, the company posted a net loss of ₹12.2 crore, marginally wider than the ₹11.1 crore loss in Q1 FY25.
While profitability remains elusive, the company’s operating metrics suggest strong platform adoption. The total insurance premium facilitated during the quarter rose 43% to ₹4,380 crore. PaisaBazaar, the digital credit arm, disbursed ₹3,210 crore in loans, a 47% increase from the same period last year.
PB Fintech continues to focus on long-term revenue visibility. Over 80% of its revenue is now recurring in nature, indicating improved customer retention and policy renewals. Operating EBITDA improved to ₹38 crore, up from ₹23 crore last year, reflecting improved operating leverage even as customer acquisition investments continue.
Founded by Yashish Dahiya and Alok Bansal, PB Fintech has positioned itself as a comprehensive financial services marketplace. From term life and health insurance to personal loans and credit cards, the company is expanding its product stack and cross-sell potential. The management maintains that strategic losses in the short term are justified by the goal of owning the full lifecycle of a customer’s financial journey.
With India’s insurtech and digital lending sectors growing rapidly, PB Fintech’s Q1 performance signals platform stability and scale. However, sustaining this momentum while turning profitable will remain a key challenge.
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