Fintech platform Easebuzz has received approval from the Reserve Bank of India (RBI) to operate as a Payment Aggregator (PA) across online, offline and cross-border payment flows. The authorisation places Easebuzz among a select group of Indian fintech firms permitted to offer all three payment capabilities under a unified infrastructure. PayU and Pine Labs recently received similar integrated approvals.
Unified Payments Infrastructure for Merchants Across Channels
The RBI licence enables Easebuzz to support merchants with online payment acceptance, in-person payments through POS devices and UPI soundboxes, and cross-border inward and outward transactions. The approval expands Easebuzz’s ability to simplify acceptance, settlement, reconciliation and compliance for businesses operating across mixed payment channels.
Easebuzz currently serves 2.5 lakh+ merchants, processing more than 3 million daily transactions. Its annualized Gross Transaction Value (GTV) exceeds $50 billion, reflecting its growing role in India’s digital payments stack.
Strong Financial Performance and Profitability
The company’s revenue from operations grew 2.3× to ₹656 crore in FY25, up from ₹289 crore in FY24. Easebuzz also reported a profit of ₹18.77 crore, compared to ₹37.7 lakh in the previous year marking a significant profitability milestone as digital payments adoption surges nationwide.
Cross-Border Capability to Boost Exporters and D2C Brands
As payment behaviour shifts between online and offline touchpoints, businesses require unified acceptance and compliance systems. Easebuzz’s cross-border PA capability enables exporters, D2C brands, SaaS platforms and service providers to process multi-currency payments, ensure compliant FX routing, offer faster settlement cycles and benefit from detailed reconciliation dashboards.
Sector Footprint Across India’s Digital Economy
Easebuzz supports sectors including education, insurance, NBFCs, travel, ecommerce, retail, government and real estate, offering embedded APIs that digitise financial workflows end to end for high-volume merchants.
Final Take
RBI’s approval cements Easebuzz’s position as a full-stack payments infrastructure provider. With unified payment rails across channels and borders, the company is poised to strengthen India’s digital commerce backbone
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