Arya.ag, India’s largest integrated grain commerce platform, has reported a strong financial performance for the first half of FY26 (April–September 2025), with profit before tax (PBT) rising 39% year-on-year to ₹32 crore, compared to ₹23 crore in the same period last year. The company also recorded net revenue growth of 28% to ₹451 crore, reflecting sustained momentum across its integrated storage, fintech, and commerce businesses.
Strong Growth Across Core Verticals
Arya.ag’s storage business saw inward volumes increase by over 40% year-on-year in H1 FY26, driven by higher adoption of its warehousing and post-harvest management solutions across agricultural value chains. The growth highlights rising demand for organised storage and improved price realisation among farmers and agri-enterprises.
The fintech vertical emerged as a key growth driver, with loan disbursements surging 50% to ₹1,301 crore, up from ₹869 crore a year earlier. The company’s owned loan book expanded 70% year-on-year to ₹987 crore, while maintaining healthy economics. Portfolio yields stood at 12.88%, comfortably above the cost of borrowing of 10.66%, underscoring disciplined risk management.
Arya.ag’s commerce business enabled a gross trade volume of ₹2,438 crore during H1 FY26, with ₹330 crore recorded in September 2025 alone, facilitating seamless market linkages between agricultural producers and buyers.
Building on a Profitable Base
The H1 performance builds on a strong FY25, during which Arya.ag reported a profit after tax of ₹34 crore, marking a 79% increase over FY24. According to Anand Chandra, Co-Founder & Executive Director, the results validate the strength of Arya.ag’s integrated platform model that combines physical infrastructure with finance and digital capabilities.
Technology Focus and Outlook
Arya.ag continues to invest in digital transformation through a team of 60+ technology professionals, deploying straight-through processing, e-signatures, and automated workflows to improve efficiency and customer experience. With current momentum, the company expects to deliver 30–40% growth for the full fiscal year, supported by rising demand for organised and transparent agricultural solutions in India.
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