Bengaluru | August, 2025 — In India’s booming credit economy, one broken link often gets ignored collections. But DPDzero, a Bengaluru-based fintech, is changing that.
Founded in 2022 by Ananth Shroff and Vivek Pandey, DPDzero just raised $7 million in a Series A round led by GMO Venture Partners, with participation from Blume Ventures, SMBC Asia Rising Fund, India Quotient, and Sinarmas Group.
Funding Snapshot
- Amount: $7 million (~₹58 crore)
- Lead Investor: GMO Venture Partners
- Other Backers: Blume Ventures, India Quotient, SMBC, Sinarmas Group
Debt collection in India has long relied on outdated methods manual calls, field agents, and opaque practices. Lenders face rising NPAs, while borrowers often suffer harassment.
DPDzero uses a blend of AI-driven virtual agents and human support to power ethical, scalable debt recovery. Its system personalizes communication for borrowers using behavior data, language preferences, and digital history.
The platform currently manages 1.8 million active accounts per month, with clients including RBL Bank, IndusInd Bank, Tata Capital, and Moneyview.
Use of Funds
The new funding will fuel:
- Expansion of multilingual AI agents
- Launch of a nationwide network of field collection agents
- Deeper integrations with NBFC and bank tech stacks
Founders & Edge
Co-founders Ananth Shroff and Vivek Pandey saw firsthand how legacy collections hurt both lenders and borrowers. Their goal: make collections intelligent, respectful, and data-led.
In just 18 months, the startup’s revenue grew 6X. Investors see it as a missing piece of India’s credit infrastructure.
Market Watch
As India’s credit market heads towards a $6 trillion future, ethical collections could become a strategic moat for lenders. DPDzero aims to lead that shift.
Final Take
By modernizing debt recovery, DPDzero isn’t just solving a pain point it’s rebuilding trust in the credit system. One borrower at a time.
Follow StartupByDoc for more founder stories solving the invisible pain points of India’s economy.