Mumbai based housing finance company Easy Home Finance has raised $30 million in a Series C funding round led by Investcorp, with participation from existing investors Claypond Capital and SMBC Asia Fund.
With the latest infusion, Easy Home Finance’s total funding has reached approximately $130 million, strengthening its balance sheet as it scales operations in India’s affordable housing finance segment.
Use of Capital
The company said the fresh capital will be used to:
- Expand into new geographic markets
- Strengthen its technology and underwriting platform
- Scale its distribution and partner network
- Grow its loan book, particularly beyond major urban centres
The lender aims to deepen penetration in tier II and tier III cities, where demand for affordable and mid-income housing finance continues to rise.
Business Model
Founded in 2017, Easy Home Finance provides tech-led home loans focused on faster approvals and reduced paperwork. The company primarily serves middle-income borrowers, offering mortgage backed loans through a largely digital and data-driven process.
Its model combines technology enabled credit assessment with localised distribution, allowing it to address traditionally underserved borrower segments.
Funding History
The Series C round follows Easy Home Finance’s $35 million fundraise in November 2024, led by Claypond Capital backed by Ranjan Pai’s family office and Sumitomo Mitsui Banking Corporation’s Asia Rising Fund.
Earlier, the company raised $15 million in a Series A round in 2021, led by Xponentia Capital.
Sector Context
India’s housing finance space has seen strong investor interest in recent years as lenders target affordable housing and self-employed borrowers. In 2025, Weaver Services raised $170 million in a round led by Lightspeed and Premji Invest.
Other notable deals include Altum Credo’s $19 million raise, Vastu Housing’s $100 million investment from Prosus, and Basic Home Loan’s $10.6 million funding, highlighting sustained capital flows into the segment.
Why It Matters
Easy Home Finance’s Series C round underscores growing confidence in technology-driven housing finance models, particularly those catering to India’s expanding middle income population. As affordability, digitisation and geographic expansion converge, lenders with scalable tech platforms are increasingly attracting long-term institutional capital.
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